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Teran Business Intelligence

Information remains a key element of every IT system within the banking sector. There is a growing need to answer critical management questions. In addition, the financial sector faces new reporting and analysis requirements in order to comply with IFRS standards, anti-money laundering regulations, among others. Teran provides the appropriate answer to every one of these issues.

Answers to your strategic business questions

Teran lets you discover true wealth in your information. It carries out all the investigations and produces all reports a bank manager can dream of. It provides answers to such strategic questions as:

• What proportion of clients performs more than fifty percent of their transactions through Internet banking?
• Which three portfolio managers delivered the best performances during the past twelve months?
• In which sector are small companies most profitable after two years?

A business-oriented solution

Teran is comprised of two distinct levels. On the one hand, a comprehensive data warehouse - the Teran Data Center - collects all data from the operating systems. On the other hand, a set of data marts record and exploit all useful information for a specific domain.

A flexible framework orchestrates the entire Business Intelligence application. It contains a central repository, a scheduler, and a factory. This allows fast implementation of the solution, full automation of processes, and facilitates future evolutions.

Intelligent data storage

The Teran Data Center offers the full range of functions expected from a global data warehouse:

• It gathers information from the operational systems
• It stores these primary data chronologically
• It carries out the necessary aggregates such as End of Day, End of Month and End of Year
• It enables specific processes to derive information from the primary data
• It allows the production of numerous general reports

A growing choice of domains

Teran comes with specialized data marts for several essential analysis domains, which the bank can choose according to its needs. These are fed by the Teran Data Center. These data marts comprise a star-shaped data model - the optimal storage method for Business Intelligence applications - especially conceived for the analysis and production of reports. In addition, they contain a set of predefined inquiries, an extensive library of audit reports, lists, ratios, executive summaries, and scorecards that allow managers to instantly obtain the information they need.

Teran is currently available with the following choice of data marts:

• Teran Customer Relationship Analysis allows a full understanding of customers
• Teran Profit & Loss Analysis enables the analysis of an organization's profitability from various angles
• Teran IFRS Reporting prepares all required statutory reports
• Teran AML Analysis facilitates the detection of suspicious operations

The list of application domains is continuously being expanded.