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Kyudo Web Front-end

Kyudo is the only e-banking application that fully exploits the Internet to boost a bank's relationship with customers and agents. It enables clients to carry out a large range of transactions from their home computer. And it gives your agencies network instant, real-time access to the whole line of the bank's products.

The virtual counter is a reality

Kyudo turns your bank's Web site into a convenient 'home counter' for customers. They have online access to the entire range of banking services they would otherwise have to get at the counter or a self-banking machine. They are relieved from the queues but still get personal advice and messages, with the important added advantage of total privacy in a relaxing and user-friendly interface.

The real counter made virtual

For agents, Kyudo is an extremely efficient counter terminal. Agents throughout your bank's network have instant access to all updated information, even when visiting clients, and fully benefit from Kyudo's numerous banking operations. It requires only a PC and a (mobile) Internet connection. Kyudo also frees agents from future software updates. It supports all the functions agents need for a professional customer relationship.

The Internet mastered

Kyudo makes the Internet work effectively and reliably. Our developers only use proven web technology to ensure that all software meets your e-banking expectations, error free.

• Kyudo allows your bank's security policy to be fully implemented by means of access rights, integrity, authentication and confidentiality.
• Kyudo's architecture makes the system scalable: it keeps performing even when the number of users increases dramatically.
• Kyudo is an open application: it integrates smoothly with your back-end systems to guarantee optimal on-line or off-line synchronisation.
• Thanks to careful technological choices, Kyudo enables extremely short connection times and rapid data transfers.

A wealth of functions for customers and agents

Kyudo is packed with a wide range of functions. These are grouped into two modules geared to the needs of the specific profile of user. Kyudo B2C is designed to address the bank's clients in a user-friendly way. Kyudo B2N comes up to all the requirements of the bank's agents and helps them increase their daily performance.

Kyudo B2C - bank to customer
With Kyudo B2C, clients can carry out banking operations themselves. Ease of use is guaranteed through clear and well-designed forms. Simple on-screen instructions assist them step by step. Online operations include:

• Domestic transfers and remittances
• Securities order management
• Deposits operations
• Loans functions

Kyudo B2N - bank to network
Kyudo B2N efficiently supports all banking operations performed by agents when a customer visits the agency or when the agent visits the client (field banking). The user interface is optimised for fast execution of large numbers of transactions. Functions include:

• Cash desk management and profiling
• Customers and accounts management
• Banking products and operations
• Document management

Designed for today and tomorrow

Kyudo's exclusive architecture, with a thin client layer, guarantees secure and fast use. Moreover, the application comes with its own framework and integrated factory to keep it fully in line with your bank's needs, today and tomorrow.

The integrated framework plays four major roles:

• The Java-based web presentation server acts as an interface between the user and the application.
• The application servers drive the execution of business functions.
• The process integrator ensures the online connection with the bank's back-end systems; alternatively, when the back-end operates offline, Kyudo locally registers all user transactions for later synchronisation.
• The framework also allows the embedding of the security layer according to your bank's security policy.